This is Why Your FICO Score Changes Often

This is Why Your FICO Score Changes Often

When it comes to finances, the FICO score of a person is the deciding factor in most cases. Poor credit is a problem that used to plague large sections of the American population even until a few years ago. Although bad credit will never really go away, over the last...
Small Adjustments to Help With Credit Repair

Small Adjustments to Help With Credit Repair

The process to improve credit score never stops. It’s a lifelong process. Even after retirement, you have to take steps to improve or maintain your FICO score. Your credit history is often a deciding factor in several places including buying a car or a house, or...
Important Things Not Found On a Credit Report

Important Things Not Found On a Credit Report

When it comes to your finances, your credit report is a deciding factor in many cases. Whether you buy a home or rent an apartment or apply for job, your credit report plays a big role (unless the regulation of the state prohibits it). A solid credit report is often...

Can Debt Collector Sue You?

Chances are that at some point in our life for many of us or people we know, may have received one of those over the top ”harassing” phone calls from our friend, the debt collector, who sometimes seem to have no regard for the laws that govern their practice. These...

To My Fellow Bloggers

Hi my fellow bloggers!In response to all the wonderful comments from you all regarding my blog, I’d like to share with you a little about myself for those who may have not know my background.My name is Sandra Valentine and I own and operate EZ Credit Repair Now...

OUCH! Bad Credit hurts!

DON’T LET BAD CREDIT HURT YOU Once upon a time, bad credit meant that you couldn’t obtain credit at a good rate and terms, but you were still able to get credit cards (with high rates and fees), an auto loan even a mortgage and although, it is more difficult today,...